How can I identify a Phishing scam?

The first rule to remember is to never give out any personal information in an email.  No institution, bank or otherwise, will ever ask for this information via email.  It may not always be easy to tell whether an email or website is legitimate and phishing emails are using social engineering tactics to make create sophisticated scams.

  • In the body of an email, you might see questions asking you to “verify” or “update your account” or “failure to update your records will result in account suspension.” It is usually safe to assume that no credible organization to which you have provided your information will ever ask you to re-enter it, so do not fall for this trap.
  • Any email that asks for your personal or sensitive information should be seriously scoured and not trusted. Even if the email has official logos or text or even links to a legitimate website, it could easily be fraudulent. Never give out your personal information.